What is Auto Safety Insurance?

First, let’s be very clear on one thing, South Carolina Law requires an owner and operator of a motor vehicle to have auto insurance and present such proof at the time of vehicle registration.

In general terms, a vehicle must have…

  • A minimum of $10,000 PIP and PDL insurance
  • Continuous coverage

The penalties for driving without car insurance in South Carolina can result in hefty fines and the loss of driving privileges. Reinstatement of driving privilege’s fees can range from $150 up to $500 for subsequent violations, and the driver must provide proof of current South Carolina insurance.

Not having auto insurance can cost you more than having insurance!

There are a number of variations and types of coverages, and there are many changes in coverage requirements as life changes all the time. New drivers, job changes and even an address update can affect your coverage. I recommend reviewing your policy as your circumstances change. There is no requirement that says you must wait until your policy expires to review, so review as needed, don’t wait. Waiting could cost more, while getting and staying informed does not. Contact us for a free quote and even a free comparison of coverage with your current provider.

Always talk to an insurance professional with experience insuring automobiles in the State of South Carolina to ensure you’re adequately covered and that you’re compliant with your state’s laws.

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Why Choose Davis Insurance Associates, Inc.?

We understand that every restaurant has unique risks and needs. Our team at Davis Insurance Associates takes the time to learn about your business so we can provide the best coverage options available. As an independent agency, we shop multiple carriers to find policies that offer great coverage at competitive prices.

After insuring several restaurants around Myrtle Beach and South Carolina, I thought there must be a better way. Restaurant owners are busy, and it was typical to have to speak to the owner or manager several times (about seven on average) just to get all the info needed to work up quotes. I created the form found in the below QR code to make it easier. The form takes about 10-15 minutes to complete, but that is way better than meeting and talking up to 10 times. Now don’t get me wrong. I still want to meet and even visit your restaurant, but this way is how to get it done quickly so I can respect your time and my time.

If you are reading this, I want to review your insurance and put together a proposal that I hope and think will provide better coverage (and hopefully at a lower premium). If you have 10-15 minutes to complete this form and provide me with your current insurance policies, I will work for about two full days to find you the right coverage. Included in that is speaking with the owner or manager to find out what pain points they may have revolving around insurance and what coverage is important to them. As mentioned, this should be tailored insurance for your restaurant!

The next step is easy, call us at 843-213-0000, or click below to start your insurance quote

We are your local independent insurance agency for Myrtle Beach providing you with peace of mind at a price that’s right for you. Let Davis Insurance Associates help you find affordable insurance in South Carolina and North Carolina.

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