Are you a proud owner of a classic car in Myrtle Beach, SC? Whether you cruise down Ocean Boulevard in a pristine ’68 Mustang or keep a vintage Thunderbird ready for car shows, protecting your investment requires specialized insurance. Classic car insurance offers unique coverage tailored to these treasured vehicles. Here’s what sets it apart from standard auto insurance.

Agreed Value Coverage

Classic car insurance typically uses “agreed value” coverage, meaning you and the insurer agree on the car’s value upfront. Unlike standard policies that factor in depreciation, agreed value ensures you’ll receive the full insured amount in the event of a total loss.

Usage Limits

While standard auto insurance assumes daily use, classic car insurance often includes mileage limits. These policies are designed for cars used in parades, exhibitions, and occasional joyrides—not daily commutes.

Restoration Coverage

Restoring a classic car is a labor of love, and insurers recognize this. Many policies cover restoration work, including spare parts and upgrades, to ensure your project stays on track.

Lower Premiums

Since classic cars are driven less frequently and are often stored securely, premiums for classic car insurance are typically lower than for standard auto insurance. Who doesn’t like to save on premium when they can?

Who Qualifies for Classic Car Insurance?

To qualify, most insurance companies have specific criteria such as:

  • Age of vehicle: Usually 20 – 30 years old or older.
  • Condition: Well-maintained or in the process of restoration.
  • Storage: Kept in a secure garage or storage facility.

Why Choose a Local Independent Agency?

As a Myrtle Beach-based agency, we at Davis Insurance Associates understand the unique needs of classic car enthusiasts in our area. We’ll help you find the perfect policy that protects your investment while ensuring you enjoy every drive. Not only that, be we can insure your every day commuting cars, home, boat, and so much more.

Protect Your Classic or Antique Car Today!

Ready to learn more? Contact Davis Insurance Associates for a personalized quote on classic car insurance. We are here to safeguard your prized possession so you can hit the road with confidence. Call (843) 213-0000 or visit thinkdavisinsurance.com to get started.

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Why Choose Davis Insurance Associates, Inc.?

We understand that every restaurant has unique risks and needs. Our team at Davis Insurance Associates takes the time to learn about your business so we can provide the best coverage options available. As an independent agency, we shop multiple carriers to find policies that offer great coverage at competitive prices.

After insuring several restaurants around Myrtle Beach and South Carolina, I thought there must be a better way. Restaurant owners are busy, and it was typical to have to speak to the owner or manager several times (about seven on average) just to get all the info needed to work up quotes. I created the form found in the below QR code to make it easier. The form takes about 10-15 minutes to complete, but that is way better than meeting and talking up to 10 times. Now don’t get me wrong. I still want to meet and even visit your restaurant, but this way is how to get it done quickly so I can respect your time and my time.

If you are reading this, I want to review your insurance and put together a proposal that I hope and think will provide better coverage (and hopefully at a lower premium). If you have 10-15 minutes to complete this form and provide me with your current insurance policies, I will work for about two full days to find you the right coverage. Included in that is speaking with the owner or manager to find out what pain points they may have revolving around insurance and what coverage is important to them. As mentioned, this should be tailored insurance for your restaurant!

The next step is easy, call us at 843-213-0000, or click below to start your insurance quote

We are your local independent insurance agency for Myrtle Beach providing you with peace of mind at a price that’s right for you. Let Davis Insurance Associates help you find affordable insurance in South Carolina and North Carolina.

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