Are you a proud owner of a classic car in Myrtle Beach, SC? Whether you cruise down Ocean Boulevard in a pristine ’68 Mustang or keep a vintage Thunderbird ready for car shows, protecting your investment requires specialized insurance. Classic car insurance offers unique coverage tailored to these treasured vehicles. Here’s what sets it apart from standard auto insurance.

Agreed Value Coverage

Classic car insurance typically uses “agreed value” coverage, meaning you and the insurer agree on the car’s value upfront. Unlike standard policies that factor in depreciation, agreed value ensures you’ll receive the full insured amount in the event of a total loss.

Usage Limits

While standard auto insurance assumes daily use, classic car insurance often includes mileage limits. These policies are designed for cars used in parades, exhibitions, and occasional joyrides—not daily commutes.

Restoration Coverage

Restoring a classic car is a labor of love, and insurers recognize this. Many policies cover restoration work, including spare parts and upgrades, to ensure your project stays on track.

Lower Premiums

Since classic cars are driven less frequently and are often stored securely, premiums for classic car insurance are typically lower than for standard auto insurance. Who doesn’t like to save on premium when they can?

Who Qualifies for Classic Car Insurance?

To qualify, most insurance companies have specific criteria such as:

  • Age of vehicle: Usually 20 – 30 years old or older.
  • Condition: Well-maintained or in the process of restoration.
  • Storage: Kept in a secure garage or storage facility.

Why Choose a Local Independent Agency?

As a Myrtle Beach-based agency, we at Davis Insurance Associates understand the unique needs of classic car enthusiasts in our area. We’ll help you find the perfect policy that protects your investment while ensuring you enjoy every drive. Not only that, be we can insure your every day commuting cars, home, boat, and so much more.

Protect Your Classic or Antique Car Today!

Ready to learn more? Contact Davis Insurance Associates for a personalized quote on classic car insurance. We are here to safeguard your prized possession so you can hit the road with confidence. Call or text (843) 213-0000 to get started.

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Why Choose Davis Insurance Associates, Inc.?

If you’re looking for affordable and reliable insurance in South Carolina or North Carolina, Davis Insurance Associates, Inc. is your trusted local partner for personal and business insurance solutions.

We understand that every person, family, and business has unique risks. Whether you need home insurance, auto insurance, flood insurance, condo insurance, boat insurance, or business insurance, we’re here to help you find the right coverage – without the stress.

As an independent insurance agency, we work with many top-rated insurance carriers to compare quotes and deliver options that offer great protection at competitive prices. Unlike agencies that represent just one company, we shop the market for you – so you get custom insurance solutions tailored to your needs.

Fast, Simple, and Personalized Insurance Quotes

We know your time is valuable. That’s why we created a fast and secure online form (button below) that typically takes just 5–10 minutes to complete. This efficient process allows us to gather the essential information upfront – saving you from multiple back-and-forth calls and emails.

After you submit the form and share your current insurance policy details, we spend dedicated time reviewing your situation, shopping quotes, and designing coverage that protects what matters most to you. But don’t worry, we work fast!

We still value real conversations. We’ll gladly connect to talk through your needs, listen to your concerns, and make sure the insurance you choose is exactly right for your home, vehicle, business, or lifestyle.

What Sets Davis Insurance Associates Apart?

  • Independent insurance agency serving both South Carolina and North Carolina

  • Access to multiple insurance carriers for the best mix of price and coverage

  • Local knowledge with a personal, client-first approach

  • Fast, convenient online quote process

  • Experience in both personal and commercial insurance

If you’re ready to review your current policies or start fresh with a local expert, let Davis Insurance Associates help you make a smarter insurance decision. Get in touch today, and let’s find coverage that truly fits your needs and budget.

The next step is easy, call us at 843-213-0000, or click below to start your insurance quote

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